Is a no fax payday loan something I should consider if I’m in a pinch for money in a hurry? I had heard of them and knew they were increasingly possible, but wondered what I should take into consideration when looking into no fax payday loans. Basically I found that no fax payday loans are also known as paperless payday loans. They take the delay and paperwork out of loans so that you can get your approval and thus your money quickly.
While no fax payday loans do take the paperwork and much of the hassle from the loan application process, there are still requirements. You have to meet the company’s loan requirements in order to be approved. Assuming everything is good with your information, they can often get you a really quick loan approval.
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Obviously the attractive part of a no fax payday loan is the lack of paperwork. You don’t have to dig through your files for paperwork, or for past bills and pay check stubs. Also, as the name states, no faxing personal records over to anyone. Most of the time you can get approval on your loan in less than an hour.
Remember, though, that there is still the need to meet the requirements of the no fax payday loan. There is no credit check, but you will likely have to make at least $1000 per month to qualify. You will also need to have been at your job for over 60 days, and depending on the company you are going through, sometimes longer than that. You will have to be 18 years old in most states and have a checking account with a certain balance in it. All of that, though, may vary depending on the no fax payday loan lender.
There may be occasion that your no fax payday loan may be delayed. Most often, delays are due to errors in the application. You may have misspelled a word by accident or transposed numbers in your account or something along those lines. When that happens, the computer at the company will reject your application and a live person will have to review it. This can delay the entire process considerably. Thought not real common, it is something to be aware of when you apply for your no fax payday loan. So just make sure you are double and triple checking your input.
When it comes time that you think you may need or want a no fax payday loan, choose carefully. Do research and make sure you are getting the best service and best rates available to you. Keep an eye out for lenders that have good customer support through phone or email contact. If you do that you can ensure that when there is a problem or delay you will be able to get quick answers. Quick is the name of the game if you are in the market for a no fax payday loan, so service is important. Just do your research and you will be fine.
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